CSRA Direct Loans

CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.

CSRA Direct loans are much more flexible than the typical SBA loan, and the process, approval, and closing is very easy. Funding for the program is done as a reinvestment of revenues received by CSRA Business Lending. 

CSRA Direct loans are funded with grants loans from the Economic Development Administration, loans from the Department of Agriculture, and excess revenues from our SBA-504 program.  The maximum loan amount is $250,000, can be used for a variety of purposes, and are currently funded at fixed rates of 6% with a 1% fee.